Trusted by Homeowners For Over 25 Years!

Hemisphere Home Loans
Hemisphere Home Loans
More

Mortgage Solutions Backed by Trust and Experience

Mortgage Solutions Backed by Trust and ExperienceMortgage Solutions Backed by Trust and ExperienceMortgage Solutions Backed by Trust and Experience

  Receive expert advice from our experienced mortgage consultants to guide you every step of the way! 

Apply Now

Mortgage Solutions Backed by Trust and Experience

Mortgage Solutions Backed by Trust and ExperienceMortgage Solutions Backed by Trust and ExperienceMortgage Solutions Backed by Trust and Experience

  Receive expert advice from our experienced mortgage consultants to guide you every step of the way! 

Apply Now

Services

Home Purchases & Refinances

Home Purchases & Refinances

Home Purchases & Refinances

We will guide you through the entire process:

  • Residential, investment, and commercial real estate
  • Market trends
  • The real estate buying and selling process


Loan Products & Programs

Home Purchases & Refinances

Home Purchases & Refinances

  • Fixed & ARMs
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Reverse Mortgages
  • Alternate Income for Self Employed Borrowers
  • Construction and Renovation Loans
  • Mixed Use, Multifamily and Commercial Mortgages

About

Home Purchases & Refinances

About

Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been guiding homeowners through the mortgage process since 1999. 


We take pride in providing a professional yet personal experience for each and every borrower.

Meet Our Key People

Steve Stalter, President

Julie Harvatine, Senior Loan Originator

Julie Harvatine, Senior Loan Originator

Steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower find the best loan for their situation. Steve founded Hemisphere in 1999 to create a boutique experience for each borrower so that they have one point of contact from start to closing.

C. 570-815-3941

Email: sstalter@hemloans.com

NMLS#: 134695

Apply with Steve

Julie Harvatine, Senior Loan Originator

Julie Harvatine, Senior Loan Originator

Julie Harvatine, Senior Loan Originator

Julie has a long history of helping homeowners. First, she was our director of processing then moved on to being a loan originator. With her vast experience and attention to detail, Julie will find the right loan program and guide you through the mortgage process.

C. 570-357-4314

Email: jharvatine@hemloans.com

NMLS#: 140929

Apply with Julie

Subscribe

Subscribe to our newsletter to hear about the latest mortgage news.

See What Our Clients are Saying

Follow Us On Social Media

Contact Us

NMLS #: 112504 -Licensed by the PA Department of Banking & Securities

Hemisphere Home Loans

Apply online anytime

Call us: 833-447-8887 or 570-319-1795

Send Message

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Cancel

Copyright © 2025 Hemisphere Financial Services, Inc. - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept