Trusted by Homeowners For Over 25 Years!
Trusted by Homeowners For Over 25 Years!
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At Hemisphere Home Loans, we help Florida homebuyers find mortgage solutions with experienced guidance and personalized service every step of the way.
Whether you're purchasing your first home, buying a vacation home, investing in property, or refinancing, our team is here to guide you every step of the way.



Hemisphere Home Loans has been guiding homeowners through the mortgage process since 1999. We take pride in providing a professional yet personal experience for every borrower, taking the time to understand your goals, explain your options, and help you find a mortgage solution that fits your needs.
Whether you’re purchasing your first home, exploring refinancing options, or buying a second home, our experienced team provides clear communication and attentive support from your initial conversation through closing.
Serving borrowers in Pennsylvania and Florida, we bring that same commitment to every relationship—helping you move forward with confidence and feel informed every step of the way.

We respond quickly to our borrowers and real estate partners because we understand how important it is to get your offers in early and close your loan on time.

Steve has been in the mortgage industry for over 30 years and takes pride in helping each borrower find the best loan for their situation. Steve founded Hemisphere in 1999 to create a boutique experience for each borrower so that they have one point of contact from start to closing.
C. 570-815-3941
Email: sstalter@hemloans.com
NMLS#: 134695
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